Discover ways to lower your monthly bills and reduce your environmental footprint with our local and federal rebate programs.
Up to $1,600
Rhode Island’s HEAR rebate program offers income-restricted savings for home electrification upgrades, including insulation, air sealing, and ventilation. Run by the Rhode Island Office of Energy Resources and funded by the Inflation Reduction Act, it helps low- and moderate-income homeowners cut energy bills, improve comfort, and stack savings with other incentives.
Up to $1,600
Kansas’s Home Electrification and Appliance Rebates program will offer up to $1,600 for insulation, air sealing, and ventilation upgrades statewide, with point-of-sale savings for eligible homeowners, renters, and landlords. Expected to launch in 2026, the program targets low- to moderate-income households and may stack with federal and utility incentives.
Up to $8,000
The Indiana HOMES Rebate offers upfront discounts for whole-home energy efficiency upgrades that cut energy use by at least 20%. Available statewide through the Indiana Energy Saver Program, it helps homeowners and renters pay for insulation, air sealing, HVAC, water heaters, and more, with larger rebates for lower-income households.
Up to $8,000
Kentucky’s HOMES Program offers statewide rebates for energy-efficiency upgrades like insulation and air sealing, with savings based on whole-home performance and potential rebates up to $8,000. Administered by the Kentucky Energy and Environment Cabinet, the program is not yet accepting applications as of February 2026, but homeowners can sign up for updates.
Up to $8,000
The Minnesota HOMES Rebate offers statewide financial help for whole-home energy upgrades, with a strong focus on insulation, air sealing, and other weatherization improvements. Administered by the Minnesota Department of Commerce, the program is expected to launch in 2026 and could provide rebates based on energy savings and income, helping homeowners cut bills and improve comfort.
Up to $1,600
North Dakota’s HEAR program offers income-qualified homeowners and renters point-of-sale rebates for insulation, air sealing, ventilation, and other energy-efficient upgrades. Funded by the Inflation Reduction Act and administered statewide, it can provide up to $1,600 for insulation-related work and help lower energy bills, improve comfort, and reduce emissions.
Up to $8,000
Delaware’s HOMES Program offers state-funded Home Efficiency Rebates for whole-home energy upgrades, with a focus on insulation, air sealing, and related improvements. Available to eligible homeowners statewide, rebates can cover up to $8,250 for low-income households and $2,000 to $4,000 for moderate-income households, depending on energy savings achieved.
Amount Varies
Significant discounts on insulation and air sealing through the Mass Save program for Massachusetts homeowners and renters.
Amount Varies
Rebates for attic, wall, and crawl-space insulation.
Up to $1,200
Qualified energy efficiency improvements including insulation and air sealing materials or systems that meet IECC standards. Insulation materials reduce heating/cooling costs and improve home comfort.
Up to $1,600
Rebates and funding for air sealing, insulation, and ventilation improvements for income-eligible homes in New York State.
Up to $3,000
Rebates for air sealing and insulation to improve home envelope efficiency in electrically heated homes.
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Explore helpful articles and learn more about rebates, requirements and other savings available by installing quality home insulation from a licensed professional.
Browse curated answers to common questions about home insulation, rebates, savings and more.
Insulation incentives may include utility rebates, state or local energy-efficiency programs, federal tax credits, low-income assistance programs, and whole-home upgrade incentives. Available programs vary by location, household income, utility provider, property type, and the improvements being completed.
Start by searching for programs available in your state and checking with your electric or natural gas utility provider. Some rebates are offered statewide, while others are limited to specific cities, counties, utility service areas, or income-qualified households.
Eligible improvements may include attic insulation, wall insulation, floor or basement insulation, crawl space insulation, air sealing, and whole-home energy-efficiency upgrades. Each program has its own requirements, so not every insulation material or installation area will qualify.
Some programs require a home energy assessment or audit before work begins. The assessment may identify where insulation and air sealing are needed and help determine which improvements qualify. Other programs allow homeowners to apply without completing an audit.
Many rebate programs require work to be completed by a licensed, participating, or program-approved contractor. Hiring a contractor before confirming the program requirements could affect your eligibility, so review the rules before scheduling installation.
Some programs accept applications after installation, but others require preapproval, an energy audit, or a reservation before work begins. Always confirm the application process before purchasing materials or signing a contractor agreement.
In some cases, homeowners may be able to combine utility rebates, state incentives, financing programs, and federal tax credits. However, stacking rules vary, and certain incentives may reduce the project cost used to calculate another credit. Review the requirements for each program or speak with a qualified tax professional.
Some programs are available to rental property owners, landlords, multifamily buildings, or renters with the property owner’s permission. Eligibility may depend on who pays the utility bill, the type of property, and whether the program is designed for homeowners or income-qualified residents.
Not all insulation rebates have income requirements. Standard utility rebates may be available regardless of household income, while enhanced rebates and weatherization programs often use income limits to determine eligibility or incentive amounts.
Programs may request proof of purchase, contractor invoices, product specifications, before-and-after photos, proof of residency, utility account information, income documentation, energy audit results, or contractor certification. Keeping detailed project records can make the application process easier.
Processing times vary by program and may range from several weeks to a few months. Applications that are incomplete or missing documentation may take longer. Some incentives are applied directly to the project cost, while others are issued after the work has been completed and approved.
Some programs allow homeowners to install insulation themselves, but many require professional installation or participation by an approved contractor. DIY projects may also need to meet specific product, documentation, and installation requirements.
